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My Debt Story

3 years ago I was deep in debt and unable to see a way out.  I was being called at home by debt collection agents – I dreaded the phone ringing.  Every day I received threatening letters.  Stress was...

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Change to Follow Links

I have just changed this site so that by default all approved comments provide live followed links back to your website once you have left 3 comments. Usually sites based on WordPress add a “nofollow”...

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Credit Cards – Are They Ever a Good Thing?

This is guest post written by Mr Credit Card from www.askmrcreditcard.com. Mr Credit Card writes reviews on US credit cards. Unlike myself, Mr Credit Card has never carried a balance and uses credit...

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Making a Budget Is Not the Hard Part

There are lots of resources that will tell you that making a budget is important.  There are even lots of tools to help you do it.  Make no mistake, preparing a proper budget is crucial to anyone...

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Beware the Start of a Debt Spiral – It Can Seem Like a Happy Day

photo credit: Nexeus Fatale What is a debt spiral? This is when the interest/repayments on loans reduce your available income so that you have to borrow more and more each month to keep up.  It is a...

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The Elusion of Financial Freedom That Debt Can Bring

photo credit: Photos8.com Being Good With Money Can be Boring! We all know that we need to budget, watch what we spend, and not put things on credit.  Sometimes this can just seem a little bit dull...

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My New Ebook – Escape the Debt Trap Now!

Finally I have managed to complete my ebook. After many late nights and weekends I have recorded all of the lessons I learned from working through my own debt problems. I sincerely hope that this will...

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My 4 Priorities For a Happy Life

photo credit: kamshots A piece of advice from an old man (well not quite THAT old, but getting there!) A while ago I read a post on a money blog about how it was possible to negotiate a substantial...

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How Debt Can Make You Feel – And What You Should Do About It

A debt crisis is one of those life events that ranks right up there with losing your job or family bereavement for stress creation. I know that when my finances finally went completely out of control...

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Solve Your Debt Problem – Talk About It

If you are in debt one the worst things you might have to cope with is isolation. A lot of people are ashamed of their debt problem and try very hard not to share it with anyone. This of course is the...

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